I think we are currently in the eye of the economic storm that has ravaged not only the United States, but the global economy at large. Some of the top experts are saying it, and soon that will filter down into the general subconscious. The fundamental problems that lead to the crash of '08 are still there. If anything, they have gotten worse. The big banks and insurance giants have been told that they are too big to fail. That means they will be bailed out time and time again. Knowing that it is merely "good business" to ignore the risks to maximize the profits. After all, profits are privatized, but losses have been socialized.
Now there seems to be a lot of chatter about the next wave of housing foreclosures, this time in the commercial sector. The fickle public, which had been lulled into thinking the worst was over, will once again run around like chickens with their heads cut off. It will take consumer spending, which accounts for 2/3 of the economy, to pull the economy out of the dung-heap it currently is, but with more and more people losing their jobs it seems unlikely that consumer spending will have the money to achieve this, and credit has dried up to a trickle, with rates far beyond what it makes sense to pay. More and more people are going to decide that bankruptcy makes more sense than paying the leeches 30% interest on a debt that will never disappear. Take the first shot like a man and begin the healing process.
Tie down anything that is loose people, the winds are picking up again.